Personal Finance Genius

The Basics of Trying Your Hand at Online Trading

We live in an age where everything is online. Shopping is online, dating is online, social interaction is online, and for the last few years, many people have been trading online. From the initial impression people get of trading, it can be that it’s too complicated, but there are so many trading platforms around such as CMC markets who will not only execute trades for you, but will also give you tips and produce blogs to help you along the way...

ALSO READ: Top 20 Best Day Trading Books

How To Regain Control of Your Finances In 2017

Are you staring down the barrel of less money in your pocket than you started the year with?

The fact that you have lost control of your finances means you have a lot going on or you just simply don’t have the knowledge to keep it in check.

Once you get this, your future is going to be so bright you'll have to wear shades.

10 Black Friday Shopping Tips - How To Get The Best Deals

Black Friday is the unofficial start of the holiday shopping season, and there’s no shortage of people looking to get the best deals. After stuffing themselves with turkey, people will stand in line for hours before stores open just to grab the bargain of the year.

These Black Friday shopping tips will make sure that you save money on Black Friday shopping and get the best deals. For example, we've been buying our underwear from MeUndies and we love it.

The 7 Best Law of Attraction Books You've Never Heard Of

My article The 5 Best Law of Attraction Books That Changed My Life got a lot of feedback. People wrote me saying that they read two, three, or all five of the books. A lot of readers already knew about the classics, such as The Secret, Ask and It Is Given, and Think and Grow Rich. They were curious to find out if I had any more law of attraction book recommendations up my sleeve, perhaps some that are a little more obscure.

Well, I do – I made a list of more of the best law of attraction books.

How to Get Paid $1,000/Month to Drive a Lamborghini (Exotic Car Hacks Review)

What if I told you that you could get paid to drive the car of your dreams?

Does that sound too good to be true? Well, what if I told you that you could drive a Lamborghini for less than it costs to lease a Honda Accord?

I was skeptical, but it turns out that both scenarios are completely possible, according to Pejman Ghadimi, founder of Exotic Car Hacks.

MileIQ Review: The Mileage Tracking App That Saves Me Hundreds in Taxes

MileIQ is a mileage tracking app that makes it incredibly easy to capture every mile you drive. It eliminates the headache of manually logging every trip you take by automatically detecting you drives and keeping track of them in an easy to use app. This ensures that you capture EVERY drive and leave no money on the table when it’s tax time.

For example, if you're a mortgage broker, tax deductions may come in handy during tax time.

6 Thought-Provoking Bible Verses About Money

This site isn’t geared towards any particular religion, but there are several thought-provoking Bible verses about money, greed, finances, prosperity, and happiness.

I am not a theologian, nor do I claim to be an expert on any religious texts. But I do like to explore these important books and pick up nuggets of wisdom that can help me in my life. With that being said, here are some Bible verses about money that might help you change your financial life.

30+ Places That Offer Sweet Student Discounts

Are you a college student looking for student discounts? College tuition isn’t cheap. Throw in nights with friends, groceries, toiletries, etc. and you can rack up quite a bill. Fortunately these places understand your pain and they’re willing to offer great student discounts. Save this list and check it whenever you’re looking to save some money.

Go Ohio State Buckeyes!

7 Power Habits of Super Successful People

What are the habits of successful people?

If you’ve ever wondered what successful people do that’s different than everyone else, you’re in the right place. Learning about success habits is one of the first things one can do in order to become successful. After all, knowing the success habits is half the battle. Actually implementing them is the other half.

Here are some habits of highly successful people that can, if implemented, truly change your life.

Plus if you are interested in building an e-commerce store, check out this article on Deadline Funnel and this article on why OptinMonster is better than SumoMe.

Motif Investing Review: Low-Cost Thematic Investing

I wholeheartedly endorse Motif Investing and think it's a cool concept. In fact, if you sign up today you can get up to $150 cash back. So take advantage of that offer.

Many people have emailed me asking me to review Motif Investing. The reason it’s taken a little while is because I decided to try it out for myself to give you my honest thoughts. I had been using Betterment but now Motif Investing is part of my portfolio.

Motif Investing was founded to be disruptor; it has revolutionized the finance industry by giving investors more say over what they invest in. They do it in a way that’s easy and low-cost.

Swagbucks Review – Make Money Online With A Survey Site That Actually Pays You

Swagbucks is one of the easiest ways to make money online fast because it is a survey site that actually pays you.

Note: This post contains affiliate links. With that being said, Swagbucks is a survey site that I’ve actually used and recommend to friends who want to make extra cash.

Start earning money with Swagbucks today!

Here Is The Secret From "Think And Grow Rich"

“What is the secret mentioned in Think and Grow Rich?”
“Is it the golden rule?”
“It’s probably a burning desire plus faith…”
“Is there a deeper meaning behind Napoleon Hill’s classic book?”
“What IS that darn Carnegie secret wealth formula?”

These questions (and many more) have plagued my mind for years...

Use Wise Consumer Habits to Protect Your Financial Interests

Personal financial management is a challenging part of everyday life. In addition to short-term budgeting, effective money management accounts for long-range concerns like investment planning and retirement. Funding major purchases, like homes, college education, and unexpected expenses further complicates the financial picture for most families, calling for creative solutions - just to make ends meet.

Things to Consider Before Investing in Tax Lien Property

The tax lien market has experienced significant change due to the progression of technology and the internet. Tax lien investing has the potential to be insanely profitable. It provides great ways to earn income passively. This type of investing has provided big breaks for real estate investors all around the country. While tax lien investing can provide excellent rates of returns, it can also carry substantial risks. As an investor, you need to know all potential opportunities and pitfalls that come with tax lien market.

Why Compound Interest Won't Make You Rich

Compound interest won’t make you rich.Okay, so that’s not entirely true. Compound interest can make you rich, but for most of us, the equation just doesn’t make sense.

Before we get started, let’s clear some things up. I am not saying that you shouldn’t invest.Investing is critically important, and compound interest is powerful stuff. But I want you to go into the game with your eyes open.

40 Signs You Grew Up Poor

Do you have any childhood memories that make you think, “Wow, we were poor”? I’ve compiled a list of these from around the web. Some of them are funny, while others are downright sad. Check them out, and if you have any signs of your own, add them in the comments!

Why Money Shouldn't Be Your Goal

This might seem like a crazy post to have on a personal finance website, but it might be one of the most important things you ever read. A pretty bold claim, you say? Read on.

Betterment Review: It Makes Investing Easy

Betterment is one of the best tools for investing I have ever seen. If you’re not using it by now, you’re missing out. Investing can seem so complex that people get intimidated and end up not investing at all. Betterment makes investing as simple and painless as possible.

5 Habits to Adopt for Successful Investing

There's a fair amount of luck involved in investing. However, a lot of your success (or failure) as an investor also comes down to the habits you form with regard to managing your portfolio.

There's no foolproof rulebook, but if you want to set yourself up to be a successful investor, these five habits certainly can't hurt!

7 Ways to Make College Cheaper and More Affordable

Ways to make college cheaper and more affordable are in high demand. College costs have outpaced inflation over the last few decades, meaning purchasing power has been eroded. Students are getting less value for more money and ideas/solutions to make college more affordable are needed now more than ever.

How Anyone Can Get Free (or Cheap) Flights by Travel Hacking

Learning how to travel cheap is one of the most rewarding learning experiences because you will be able to see the world and still have money to enjoy yourself.

I’ve always been interested in learning about and teaching budget travel techniques because I understand that flying around the world is cost-prohibitive for most people. I just did a quick search on flight prices: a round trip ticket from Los Angeles to Paris is about $2,000. A weekend flight from Philadelphia to Las Vegas is currently $250. Not bad, but free is better. Enter: travel hacking.

How Much Car Can I Afford? Here's How Much You Can Spend on a Car

Do you know how much you can spend on a car? Figure out just how much car you can afford with this guide.

The average car payment is $482 for a new car (according to USA Today). The average car payment for a new car is $351. Most car buyers sign up for a six-year loan (that’s 72 months!) at an average interest rate of 9.6%. The average price of cars financed with these egregious loans hovers around $26,000, but the total cost of the car loan is over $34,000.

The Top 5 Best Law of Attraction Books That Changed My Life

Law of Attraction quotes and affirmations seem to be everywhere. Many people have been introduced to this law because of a certain movie (The Secret), but I believe its greatest benefits come from concentrated study.

The Law of Attraction states that your dominant thoughts are attracted into your life. When I first heard of this, I thought: “That’s obviously false. If it were true, I’d be a woman!”

How To Start Investing With $100, $500, or $1,000

If you’re ready to start investing in stocks, you probably have a lot of questions, such as: Which stocks should I buy? What are mutual funds? How can I tell them apart? Which broker should I use? How do I know when I should buy or sell? Do I have enough money?

Many people mistakenly believe that investing is complicated. It’s not. It’s a lot easier than most people think it is, and you can get started with $1,000 or less.

55 Awesome Money Tips You Need To Know

1. If your company offers a 401(k) match, take advantage of it. Contribute at least up to the limit of the match.

2. Keep track of your expenses, every single one of them, for one month. This will open your eyes to how money leaks out of your wallet and into lattes, fast food, etc. Warren Buffet says...

9 Easy Ways You Can Be More Productive

I love to help people become more productive. When I teach productivity, I do it from my own experience. I'm a student of productivity techniques, learning new skills, experimenting with ideas, and implementing the practical ones into my life.

I've decided to take the time and share my most effective productivity tips. I hope this helps a lot of people. Please share it with a friend if it helps you.

One way to become more productive is if you want to become more productive, you can hire someone to complete tasks for you. For example, if you want to build a website, you can hire someone to do web design for you.

7 Money Moves You MUST Make Before You're 30

For some of you, this list will be a pat on the back. For others, it’ll be a huge “you suck” wake-up call.

Going from your young, vibrant 20s to your more mature 30s is a huge transition. You’ll say your final goodbyes to “young, wild, and free” and move into greater responsibility. Taking charge of your personal finances is one of the biggest responsibilities you can assume, and this is what you should have achieved by age 30.

5 Things Successful People NEVER Say

Our thoughts shape our life. However, what we say is a direct result of what we think.

Therefore, if you want to be more successful, get rid of any “unsuccessful” language. Go through these five things and do a self-assessment. Do you say any of these?

10 Things You Should Do With Your Tax Refund

Most tax filers get a refund after they file their return. The average refund is about $3,000, which means that tons of people will be wondering what to do with the extra cash.

Too bad tax time is spending time for most people. They earmark the money for clothes, expensive dinners and vacations. Before you blow your tax refund (which is your hard-earned money to begin with), here are a few smart ways to...

Resources For Financial Advisors

﻿30+ Places That Offer Sweet Student Discounts

﻿Use Wise Consumer Habits to Protect Your Financial Interests

﻿40 Signs You Grew Up Poor

﻿﻿5 Habits to Adopt for Successful Investing

Resources For Financial Advisors

30+ Places That Offer Sweet Student Discounts

Use Wise Consumer Habits to Protect Your Financial Interests

40 Signs You Grew Up Poor

5 Habits to Adopt for Successful Investing